Homeowners Elite Program

Protect your home and important valuables with The Main Street America Group's Homeowners Elite Program. It includes three levels of Homeowners endorsements, each providing increased levels of coverage above and beyond your standard Homeowners policy.

All three levels - Platinum, Gold and Silver - of our Homeowners Elite Program provide increased replacement coverage. This helps ensure you are able to rebuild your home after a loss.

Platinum stands above the rest by offering these additional benefits:

• Reimbursement for some additional living expenses needed after a loss.
• Increased protection for loss of certain types of property, such as money, jewelry, furs, firearms, boats and silverware.
• Coverage for personal property losses that are not specifically excluded from your policy.
• Extra interest expenses for up to four years if you need to take out a new mortgage.
• Increased protection against direct loss caused by water backup from a sewer, drain or sump overflow.
• Expenses for debris removal, as well as increased limits for damaged trees, shrubs or plants.
• House lock replacement if your keys are lost or stolen.
• Coverage for items stored in freezers or refrigerators that are lost during a power surge or mechanical failure.