Identity Theft Coverage

Identity theft is the fastest growing crime in the United States. To help address this problem, The Main Street America Group offers an Identity Fraud Expense Coverage Endorsement - along with an identity theft resolution service - to our Homeowners policyholders. By partnering with Identity Theft 911®, the premier identity theft resolution service provider in the United States, you receive valuable and time-saving assistance if you become the victim of identity theft.

Our Homeowners policyholders with the Identity Fraud Expense Coverage Endorsement have access to one-on-one identity theft crisis resolution, provided through Identity Theft 911. A personally assigned fraud specialist walks the victim through the recovery process and helps them do the work - saving valuable time and reducing stress.

Identity theft resolution service highlights include:

• Systematic notification to credit bureaus, creditors and collectors, government agencies and relevant parties.
• Direct assistance with filing a police report - plus a comprehensive case file to assist law enforcement and claims handling.
• Three-in-one credit report and ongoing credit monitoring.
• Ongoing public records monitoring of more than 1,000 databases (including your state's Department of Motor Vehicles) to identify fraudulent use of your stolen identity.

Additionally, our Identity Fraud Expense Coverage Endorsement provides up to $15,000 of coverage to pay for the expenses incurred by you as the result of identity fraud. Other coverage highlights include:

• Lost wages as a result of time away from work.
• Loan application fees when reapplying for loans initially rejected solely due to incorrect credit information.
• Postage, phone and shipping fees.
• Postage, phone and shipping fees.

For more tips on how to protect your identity, please visit IDtheftmsagroup.com.